PM Fasal Bima Yojana 2024: ajkal Kisano Ke Liye Fasal Mein Hone Wale Nuksan Ki Bharpai Karna Kaafi Chunauti Poorn Ho Gaya Hai. Badalte Mausam Ki Sthitiyon Aur Vibhinn Fasal Bimariyon Ke Karan Faslon Ko Bhaari Kshati Pahuncheti Hai, Jisse Kisano Ko Bada Aarthik Nuksan Jhelna Padta Hai. Lekin Ab Kisan Is Fasal Nuksan Ki Bharpai Ke Liye Sarkar Se Bima Cover Aur Vittiya Sahayata Praapt Kar Sakte Hain. Is Uddeshya Se Sarkar Ne Pradhan Mantri Fasal Bima Yojana Ki Shuruaat Ki Hai.
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Pradhan Mantri Fasal Bima Yojana Ke Tehat, Yadi Fasal Nasht Ho Jaati Hai To Sarkar Uski Kshatipoorti Karegi. PM Fasal Bima Yojana Ko Achhe Se Samjhne, Bima Premium Ki Kiston Ki Jankari Praapt Karne Aur Isme Avedan Karne Ki Prakriya Jaane Ke Liye Neeche Di Gayi Jankari Ko Pura Padhein. Yahan Aapko Pradhan Mantri Fasal Bima Yojana Ke Baare Mein, Iske Fayde, Uddeshya, Patraata, Zaroori Dastavej Aur Avedan Prakriya Se Sambandhit Sabhi Jankari Di Jaayegi.
PM Fasal Bima Yojana kya hai?
Varsh 2016 Mein Krishi Aur Kisan Kalyan Mantralay Ne PM Fasal Bima Yojana Yojana Ki Shuruaat Ki, Jo Kisano Ko Fasal Kharaab Hone Par Vittiya Sahayata Pradan Kartii Hai. Is Yojana Ke Antargat, Yadi Koi Kisan Apni Fasal Ka Bima Karta Hai, To Use Kul Premium Ka Keval 2% Hi Ada Karna Hoga. Baaki Ka Premium Sarkar Dwara Vahan Kiya Jaayega. Iske Baad, Agar Prakritik Aapdaon, Keeton Ya Rogon Ke Karan Fasal Ko Nuksan Hota Hai, To Kisano Ko Bima Ki Puri Rashi Praapt Hoti Hai.
Aaj Ke Daur Mein Kheti Karna Kaafi Chunauti Poorn Ho Gaya Hai. Ek Taraf Mausam Mein Anishchitata Bani Rehti Hai, To Doosri Taraf Nayi-Nayi Bimariyon Ne Faslon Ko Barbaad Kar Diya Hai. Is Wajah Se Kisan Jitna Dhan Kheti Mein Lagate Hain, Utna Wasool Bhi Nahi Kar Pate. Inhi Samasyaon Se Nipatne Ke Liye PM Fasal Bima Yojana Shuru Ki Gayi Hai. Is Yojana Ke Tehat Kisan Apni Rabi, Kharif Aur Anya Bagwani Faslon Ka Bima Behad Kam Premium Par Karwa Sakte Hain.
PM Fasal Bima Yojana Overview
| Article Name | PM Fasal Bima Yojana |
|---|---|
| Year | 2024 |
| Objective | Kisano Ko Unki Fasal Ke Nuksan Hone Ki Sthiti Mein Aarthik Sahayata Rashi Pradan Karna |
| Beneficiaries | Desh Ke Sabhi Kisan |
| Official Website | https://pmfby.gov.in/ |
PM Fasal Bima Yojana ke fayde aur mukhya visheshtaayein:
- Is Yojana Mein Sarkar Dwara Di Jaane Wali Subsidy Ki Koi Adhikतम Seema Nahi Hai, Chahe Sarkar Ko 90% Premium Ka Bhugtaan Karna Pade.
- Kisano Ko Kharif Faslon Ke Liye 2%, Rabi Faslon Ke Liye 1.5%, Aur Bagwani Faslon Ke Liye 5% Ka Premium Bhugtaan Karna Hoga.
- Sarkar Ne Ek Mobile App Jaari Kiya Hai, Jo Kisi Bhi Ghatna Ke 72 Ghante Ke Andar Fasal Nuksan Ki Reporting Karega.
- Fasal Nuksan Ka Aaklan Satellite Imagery, Remote Sensing, Drone Aur Artificial Intelligence (AI) Ke Madhyam Se Kiya Jayega.
- Yeh Yojana Fasal Ki Buwai Se Lekar Katai Tak Hone Wale Nuksan Par Aarthik Sahayata Pradan Kartii Hai.
- Fasal Katne Ke Baad Bhi Adhikतम 14 Din Tak Coverage Available Rahta Hai.
- Yeh Yojana Prakritik Aapdaon, Fasal Rogon, Aur Keeton Se Hone Wale Nuksan Se Suraksha Pradan Kartii Hai.
PM Fasal Bima Yojana ke liye patraata:
Pradhan Mantri Fasal Bima Yojana ke liye patraata sharten nimnalikhit hain:
- Krishak Patraata: Is Yojana Ke Tehat Koi Bhi Bharatiya Kisan Aavedan Kar Sakta Hai.
- Bhoomi Ki Sthiti: Kisan Ko Us Bhoomi Ka Malik Ya Bataidar Hona Chahiye, Jiske Liye Bima Karaya Ja Raha Hai.
- Dastaweji Pramaan: Kisan Ke Paas Apni Zameen Ka Pramaan Patra Ya Kirayadari Samjhaute Ka Dastawej Hona Anivarya Hai.
- Anya Muawza: Keval Wahi Kisan Aavedan Kar Sakte Hain Jinhone Anya Kisi Yojana Se Fasal Hani Ka Muawza Nahi Liya Ho.
- Bank Khata: Aavedak Ka Bank Khata Aadhar Card Se Juda Hona Chahiye.
Aavashyak Dastawej:
- Aadhar Card
- Voter ID Card
- Bhoomi Ka Khasra Number
- Bataidar Ki Sthiti Mein Samjhaute Ki Photocopy
- Ration Card
- Bank Khata Passbook
- Mobile Number
- Passport Size Photo
PM Fasal Bima Yojana ke liye aavedan kaise karein?
- Sabse pehle PM Fasal Bima Yojana ke official portal par jaayein.
- Home page par “Farmer Corner” ka option milega, us par click karein.
- Phir, “Login for Farmer” ya “Guest Farmer” par click karein. Agar aapne pehle se registration nahi kiya hai, to “Guest Farmer” par click karein.
- Ek form khulega, jismein aapko apna naam, mobile number, bank account details, address aadi bharna hoga.
- Sabhi jankari bharne ke baad, neeche diye gaye captcha code ko enter karein aur “Create User” par click karein.
- Is tarah aapka registration complete ho jayega aur aapko ek login ID aur password mil jayega.
- Phir se “Farmer Corner” par click karke “Login for Farmer” par click karein.
- Yahan, apna registered mobile number enter karein, captcha code bharain aur “Request for OTP” par click karein.
- OTP verification ke baad, application form khul jayega.
- Form mein maangi gayi sabhi jankari ko sahi se bharain.
- Iske baad, zaroori documents ko scan karke upload karein.
- Ant mein, “Submit” button par click karein.